Like individuals, business need both liability (casualty coverage) and physical damage (property coverage) for losses that arise out of autos owned by or used in the business. If you use your personal vehicles for your business, those are NOT covered by your personal insurance policy. Personal car insurance policies only cover's your vehicle for personal used. Get a quote online for your commercial auto or call (813) 549-3238 to speak to one of our agents!
COMMERCIAL AUTO INSURANCE
This policy will cover the vehicles owned by your business. Like the personal insurance, all options for liability and property coverages are available but with a lot higher policy coverage limits to protect the business exposures. With this policy in place, a business will be protected against car accidents, perils such as fire and windstorm, and also against vandalism and theft.
HIRED AND NON-OWNED AUTO INSURANCE
The hired auto insurance covers business's liability that uses leased and hired vehicles to do business. It doesn't include autos rented or borrowed from employees.
The Non-owned auto insurance on the other hand is used for auto owned by employees but used in the insured's business or personal affairs. A perfect example of this are sales employees or pet sitters who uses that owned vehicle to do business for the company they work for.
Call Gusta Insurance today. We service the Tampa FL, Sarasota FL, Bradenton FL, Brandon FL, Apollo Beach FL, Orlando FL and other areas in Florida.
Commercial automobile insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance. Call Gusta Insurance today. We service the Tampa Bay Areas FL, Sarasota FL, Bradenton FL, Brandon FL, Sarasota FL, Orlando FL and other areas in Florida.
100 Ashley Dr. South,
Suite 600, Tampa, FL 33602
Ph# (813) 549-3238
Fax# (800) 419-1652
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